Monthly Archives: August 2024
What Do the New Buy Now Pay Later Regulations Mean for Your Efforts to Get Out of Debt?
Is buy now pay later (BNPL) a financially sound choice for people who want to avoid racking up interest charges and credit card debt? Is it subprime lending that consumers choose because they do not have access to more affordable and less risky forms of credit? It is both. As with so many other… Read More »
Can a Short Refinance Keep the Foreclosure Notices Away?
Mortgage foreclosure does not happen overnight. To a pessimist, this means that it is an agonizing process where the mortgage lender swats at you for months while taunting you with promises that it will leave you alone if only you can find a way to pay an increasingly exorbitant amount of money by an… Read More »
Financial Stability Begins With a Bank Account
Every day, millions of Americans check their checking account balances, too busy worrying about how little money is in there to realize that a lot of people have it much worse. They might be dangerously close to having a negative balance, and the balance might even dip below zero for a short time until… Read More »
Cresco Couple Loses $45,000 After Home Improvement Contractor Bails on Project
Looking at price tags is not a pleasant experience these days. You would think that you would get used to fast food meals and children’s T-shirts costing double digits, but if you are older than 30, you can remember a time when ordinary items like these were more affordable, and the post-pandemic prices of… Read More »
