Monthly Archives: November 2024
Zombie Mortgages Are as Scary as They Sound
Mortgage foreclosure is an ordeal. The bank could kick you out of your house in an instant, but instead they drag the process out for months, with final notices, additional notices beyond the final ones, a foreclosure case, and court order, and then the auction of your house, like a cat toying with a… Read More »
Should You Practice Radical Acceptance With Your Debts?
In this week’s edition of the New York Times, an adorable hedgehog named Goober is enjoying his 15 minutes of fame. Of course, Goober’s innocent wonder is such that he probably also enjoys the moments of his life before and after his brief stint as the Internet’s most beloved unconventional household pet just as… Read More »
Underwater Car Loans Are Increasingly Common, But They Might Not Be As Scary As You Think
If you are looking for good news about consumer debt, you will probably have to keep looking. Car ownership is unlikely to become more affordable anytime soon, even as most people in the Philadelphia area who rely on employment income as their main means of financial support rely on a car to get to… Read More »
The Big Five Junk Fees at Real Estate Closing
Everyone knows that homeownership is expensive, but at first glance, this extraordinary expense seems to defy the laws of mathematics. If you are gainfully employed, you have probably scrolled through real estate listings at some point, and if you found a house you loved, maybe you opened the calculator on your phone app. You… Read More »