Monthly Archives: December 2024
Does Paying Your Bills on Auto Pay Make Your Financial Situation Better or Worse?
Almost every Pennsylvanian has experienced a multilevel marketing (MLM) sales pitch. An acquaintance that you see regularly or a former classmate or coworker you have not heard from in a long time invites you to a social gathering or one-on-one coffee date. First she tries to convince you to buy overpriced vitamin supplements or… Read More »
Assumable Mortgages Are Overrated
An assumable mortgage is one where the homeowner can transfer responsibility for the mortgage loan, and with it ownership of the house, to another borrower. Especially in today’s housing market, it seems like an irresistibly good option. After all, the main draw of an assumable mortgage is that the new borrower gets to keep… Read More »
Will the Nation Follow Philly’s Example in Providing Cash Assistance for Tenants?
Being a homeowner has its share of annoyances, but as long as you make your mortgage payments every month, you will always have a place to live, and when you are finished living there, you can sell it at a profit or pass it on to your descendants in your will. It is up… Read More »
Effective Fixes for Common Used Car Scams
Questionable practices surrounding the sale of used cars are almost as old as the automobile itself. Unscrupulous sellers have been saying “caveat emptor” since the days when buyers knew what that meant. When people buy cars under shady circumstances, it is usually not because of a lack of caution, but rather because of a… Read More »