Recent Blog Posts
Can Artificial Intelligence Help You Get Out of Debt?
The lucky few human journalists who are still employed are abuzz with ideas for articles about all the ways that generative artificial intelligence can wreck your finances. It can help you cheat your way through college, so that when you graduate and interview for jobs, you have no idea what you’re talking about, and… Read More »
Home Improvement Fraud Charges for Plymouth Township Couple Accused of Swindling Clients
How financially feasible it is to monetize your hobby depends on what your hobby is. Most of the time, you stop deriving enjoyment from your hobby turned business long before your enterprise turns financially profitable. Just ask the poor soul who had so much fun dressing up her dog in cute outfits and taking… Read More »
Paying Your Bills on Time and Still Getting Nowhere
A major part of the reason that your financial situation is not worse than it is gratitude. You are grateful to be employed and to have gigs available, so you work tirelessly at them. You are grateful to be married and to live within walking distance from the supermarket, so you and your spouse… Read More »
The Positive Vibes Only Credit Report?
Journalists, many of them getting paid on a freelance basis, have spilled vast amounts of ink about how much money it costs to be poor. The fact that your credit report only seems to taunt you about your unfortunate financial circumstances, while the rich effortlessly pay down the debts that creditors were happy to… Read More »
Is Improving Your Credit Score As Simple As Asking for a Credit Limit Increase?
Improving your credit score is not as simple as paying your bills on time. People who have consistently been employed since they reached adulthood and have never borrowed money typically do not have enough of a credit history to get an unsecured loan or unsecured credit card; if they can get one at all,… Read More »
Avalanche, Snowball, Desperate Measures, or Intervention?
It is difficult to pay off your debt when the bills keep coming at you faster than you can make payments on them, especially when you live paycheck to paycheck. It is even worse when you rely on the gig economy as your main source of income, and you never know how much you… Read More »
Debt Relief for Aspiring Retirees
Once you reach a certain age, people try to cheer you up about aging. You are only as old as you feel. 50 is the new 40. Life gets better as you get older. The truth is, though, that getting old these days is a different experience from what our parents lived through. The… Read More »
Autopay Can Make Your Debt Problems Worse
Even before productivity advice became ubiquitous on the Internet, you could buy books at FedEx Office, which was then known as Kinko’s, about how to be more productive. The authors, who presumably wrote the books quickly, productive as they are, would advise you to automate the tasks that you could automate. These days, it… Read More »
Does Debt Relief Work?
Your debts keep getting bigger, even as your income stagnates. You are in a bad enough financial situation that the old adage about earning more and spending less is no longer helpful. You already spend all your free time working, and all your money goes to housing, utilities, groceries, gas, childcare, and debt payments…. Read More »
Is Depending on Your Parents Financially More Expensive Than Borrowing?
The cheap shots about how young adults are in debt because they blow their entire paycheck on avocado toast and almond milk lattes are so out of date that one rarely hears them anymore. First, the working adults who joyfully blew their first paycheck on an extravagant brunch with their friends are no longer… Read More »
