Recent Blog Posts
Riskiest Strategies for Paying Down Credit Card Debt
As long as you have available credit on your credit card, it is easy to ignore the fact that the balances keep creeping higher every month. You keep making the minimum payments each month and then unthinkingly swiping the plastic every time you get to the part of the month where “paycheck to paycheck”… Read More »
At What Price a Perfect Credit Score?
If you doubt that the perfect is the enemy of the good, just try spending time with perfectionists. They are drop dead gorgeous, but they constantly fret about their looks. They can’t enjoy their food, because they are always thinking about how it could be tastier, more nutritious, or more aesthetically pleasing. People who… Read More »
Debt Collection Lawsuits Against Retirees
Parents constantly worry about the various kinds of miscreants who might lure children into harm’s way, from old-fashioned strangers with candy at the playground to Roblox buddies who are decades older than they say they are as they hide behind their friendly avatars. In time, those children will worry about the assortment of villains… Read More »
Four Guilford Township Car Dealership Employees Face Criminal Charges for Odometer Fraud
Tampering with a car’s odometer to make it look like it has traveled fewer miles than it has is one of the oldest tricks in the book, but odometer fraud is still widespread in Pennsylvania and elsewhere. Cars have changed a lot since the days where you could turn back a car’s odometer simply… Read More »
What Happens When Affordable Healthcare Becomes Unaffordable?
Medical expenses are among the biggest contributors to Americans’ household debt and financial distress. With most other kinds of debt, you cannot go into debt unless and until you borrow money, and with many of them, the lenders do their due diligence to ensure that you will be able to repay the money before… Read More »
Staying Out of Debt on a Fixed Income
When people tell you that your expenses will get less expensive when you retire, they are probably grasping at straws to give you hope or consolation. Unless you drive from Philadelphia to New York City for work every day, then no longer having to buy gasoline for your work commute will not bring enough… Read More »
Department of Labor Exempts Domestic Workers From Minimum Wage
Economists might be optimistic, but most American households are struggling these days. If your household income is $100,000, you can barely afford necessities, even if you are outside of major metropolitan areas like Philadelphia. The price of everything from rent to groceries has increased, but wages and salaries have not. We work as hard… Read More »
Adams County Car Dealer Faces Fraud Charges for Failure to Register Buyers’ Auto Titles
Buying a car is a multi-step process. When you walk into a car dealership and do more than take a few selfies with the cars on the showroom floor, when you stay long enough to engage with a salesperson, you are in for a long day; in fact, you should never shop for cars… Read More »
Reverse Mortgage Caveats
Anyone who tells you that your finances are simpler after you retire is only telling you part of the story. It is true that you no longer have to spend money on commuting to work or dry cleaning your work clothes, and if you were lucky enough to qualify for a mortgage in your… Read More »
Cute Debt Is Not as Cute as You Think It Is
Did you ever notice how many movies are based on the premise of something cute turning hideous and scary once you spend enough time with it? Those little creatures in Gremlins are adorable until you feed them after midnight. Chucky in the Child’s Play movies is a literal doll. The man-eating plant in Little… Read More »
