Recent Blog Posts
Should You Worry About the New Rules for Condominium Mortgage Loans?
Homeownership is out of reach for an increasing share of Americans, but you have a plan. Your older colleagues are always grumping about how they are strapped for cash because they bought too much house, so that most of their income goes to mortgage payments and home repairs. You are younger and more practical…. Read More »
Surviving Back to School Season When You’re Broke
Back to school season evokes feelings of dread in almost everyone, but children feel it differently from adults. For children, the angst is about having to spend most of their waking hours in a strict routine, without the unstructured time and outdoor fun that they enjoyed during the summer. For adults, the worries are… Read More »
Don’t Let Repair Shops Pressure You Into Unnecessary Vehicle Repairs
Personal finance experts advise you to build an emergency fund before you start trying to save substantial amounts of money in the long term, and even before you start aggressively paying down your credit card debt. Emergency expenses are lurking around every corner, and often these require you to take money out of your… Read More »
Death by a Thousand Unfulfilled Zelle Promises
The fact that young people are far less materialistic than their parents were at their age must be something to celebrate. Owning a house in the suburbs and two cars was once an attainable goal, but if we are being honest, it always left the people who achieved it just as lonely as they… Read More »
How Risky Is It to Hire a One-Person Home Contracting Operation?
If you have the talent and the patience for a routine task that most people find unpleasant or perplexing, a lucrative career awaits you. Can you spend eight consecutive hours with a toddler, or with several toddlers, and not run out of things to do or get frazzled by their tantrums, whining, or rambunctious… Read More »
Car Dealership Owner Faces More Than 100 Charges for Illegal Business Practices
Buying a used car is an inexact science. There are so many stories out there about cars that disintegrated almost as soon as the buyer drove them out of the dealership parking lot that you cannot be sure that this will not happen to you until you have been driving your car without incident… Read More »
Beware of Fake Contractor Businesses
A few of the neologisms that became widespread during the COVID-19 pandemic have become permanent parts of our vocabulary. Half a decade later, we still speak of doomscrolling and of hybrid work. Many of the other neologisms of that era are terms we would be just as happy to forget. No one wants to… Read More »
War Is Bad for Your Wallet
If you are of the generation that has the attention span for such things, you can watch the talking heads on the news debate about whether what is going on between the United States and Iran in 2026 qualifies as a war. There are even some corners of Philadelphia to which the Washington, D.C…. Read More »
Don’t Lose Your Passport Over Unpaid Debt
Traveling internationally with your children is a dream for many families. Even if you can only afford to take them on one international trip during their childhood, it creates a lifetime of memories; they might text you about these memories later, while doing a study abroad semester in college, for example. Preparing for the… Read More »
Can Simple Interest Mortgages Save You Money on Interest?
When you hear the phrase “simple interest” in the context of something that you must repay, it is natural to think that you are getting the best of all possible worlds. You remember learning about simple interest and compound interest in school. With simple interest, you only pay interest on the amount you originally… Read More »
