Tag Archives: Philadelphia Debt Collection Abuse Lawyers
Registering On The Do Not Call Registry
When telemarketers are calling you at all hours of the day, you likely want to stop the calls as soon as you can. Some people try to deal with the unwanted calls by registering on the National Do Not Call Registry. Registration on the National Do Not Call Registry does not mean that all… Read More »
Federal Student Loan Changes Under The PROSPER Act
A bill has recently been introduced in the U.S. House of Representatives that could affect hundreds of thousands of student loan borrowers who are hoping to use the Public Service Loan Forgiveness program to pay off their loans. Under the Promoting Real Opportunity, Success and Prosperity through Education Reform (PROSPER) Act, the loan forgiveness… Read More »
Disputing Incorrect Information With Creditors And On Credit Reports
Incorrect information on a credit report can have a negative impact on a person’s credit score, and therefore affect the person’s ability to get low interest loans, and even affect a person’s employment prospects in some industries. Because of this, it is important for a person who notices incorrect information on his credit report… Read More »
What Can Debt Collectors Tell Consumers About The Statute Of Limitations On The Debt Owed?
Consumers who owe debts to creditors often have to deal with debt collectors, some of whom may make the debt collection process quite unpleasant. However, even when a debt collector is not being abusive, or harassing the consumer, the debt collector may not always be giving the consumer the information the consumer is entitled… Read More »
Credit Counseling To Manage Debt
Getting behind on bills can cause a lot of stress and could mean making some difficult decisions at the end of each month on which debt payments are made on time, and which payments are missed. Unfortunately, once a person starts missing payments, it gets more and more difficult to get caught up and… Read More »
A Car Owner’s Rights During Repossession
Having a car loan can sometimes be stressful but necessary, especially if someone needs a reliable car to go to work, grocery shopping, doctor’s visits, school or other necessities, in an area without consistent public transportation. If the car owner cannot make the monthly payments, he can lose the car in repossession by the… Read More »
Dismissal of Creditor Lawsuits
There have been recent news reports about the dismissal of several student loan collection lawsuits filed by an entity that owns most of the country’s private student loan debt. The dismissal of the lawsuits has been primarily because the entity suing the student loan borrowers could not prove that it owned the loans in… Read More »
Predatory Lending And Consumer Debt
While people should be expected to take ownership of their choices and responsibility for the debts they acquire, falling into unmanageable debt cannot always be blamed on the borrower. In some situations, one of the main factors in the borrower defaulting on the debt is that he is the victim of predatory lending. Predatory… Read More »
Threats To Publish Consumers’ Names For Failing To Pay Debts
Among the many things some debt collectors threaten consumers with are the threats of publishing the consumer’s name and a list of their unpaid debts, and labeling the consumer a deadbeat who refuses to pay his debts. The thought of the public shaming is calculated to make people make payments, sometimes even if the… Read More »
Harassment By Debt Collectors And What You Can Do About It
Debt collector harassment is a problem for many consumers in Philadelphia. What a particular consumer considers harassment can be different from what another consumer considers harassment. Some consumers are more willing to put up with a great deal of harassment; this may be because they do not understand their rights under the law, or… Read More »
